West Coast Community Bank is a top-rated, full-service community bank serving Monterey, San Luis Obispo, Santa Clara and Santa Cruz counties. We combine financial resources with expert solutions, so local businesses succeed and our communities thrive.
Delivery of relationship-based service with a problem-solving focus sets us apart from the competition. At West Coast Community Bank, you have direct access to decision-makers combined with modern banking technologies and digital access.
West Coast Community Bank is a leading SBA lender in Santa Cruz County and the Silicon Valley. As a full-service bank, we offer competitive deposit and lending solutions for businesses and individuals, including business loans, lines of credit, commercial real estate financing, asset-based lending, construction lending, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment and treasury management.
The Bank operates branches in Aptos, Capitola, Cupertino, King City, Monterey, Salinas, San Luis Obispo, Santa Cruz, Scotts Valley and Watsonville.
West Coast Community Bancorp stock is publicly traded on the OTCQX U.S. Premier Market under the symbol SCZC. For more information visit Investor Relations.
Since opening in February of 2004, we have made a commitment to support regional well-being by actively participating in and donating to local nonprofit organizations. Find out more about our community involvement. West Coast Community Bank is ranked 6th in the nation in performance for banks under $3 billion in assets and is ranked 13th out of 127 California banks for overall performance. National, state and local ratings and awards (below) include Business of the Year (twice), Best Bank in Santa Cruz County, the Al Smith Friend of Agriculture Award, one of the 100 most active SBA 7(a) Lenders List and more.
In addition, since our inception we have dedicated wall space in our branches for the display of artwork by local professional artists. Our current, semi-permanent art exhibition, "Native Son," includes over 50 contemporary landscape paintings of the California Central Coast by artist Ed Penniman. Ed's paintings are on display in all of our banking offices. Artwork is for sale, with 100% of the proceeds benefiting the artist.
See our locations page for updates, maps and hours of operation, and meet our Board of Directors and our Leadership Team.